Posted 02 Oct, 2025

What is a Lasting Power of Attorney (LPA)?

An LPA is a legal document that allows you to appoint one or more trusted people (known as attorneys) to make decisions on your behalf if you lose capacity in the future. There are two types of LPA:

  • Health and Welfare – covering medical treatment, care, and day-to-day living decisions.

  • Property and Financial Affairs – covering your money, property, and financial arrangements.

Why should I make an LPA?

Without an LPA, your loved ones may need to apply to the Court of Protection if you lose capacity. This process is more costly, time-consuming, and stressful than having an LPA in place. An LPA gives you control now, while you have capacity, and ensures decisions will be made by people you trust.

Who can I appoint as my attorney?

You can appoint anyone over 18 who has the mental capacity to act and whom you trust to make decisions in your best interests. Many people choose family members, close friends, or professional advisers.

Can I have more than one attorney?

Yes. You can appoint multiple attorneys and decide whether they must act jointly (together) or jointly and severally (together or independently). This flexibility ensures your affairs are managed in the way that best suits your circumstances.

How do I make an LPA?

Making an LPA involves completing the official forms, signing with witnesses, and registering the document with the Office of the Public Guardian. A solicitor can ensure the document is drafted correctly, reflects your wishes, and avoids errors that could invalidate it.

How much does it cost to register an LPA?

The Office of the Public Guardian currently charges £82 per LPA for registration. If you are on a low income or receive certain benefits, you may qualify for a fee reduction or exemption. Legal fees for advice and drafting are separate.

When does an LPA take effect?

A Property and Financial Affairs LPA can be used as soon as it is registered (with your consent). A Health and Welfare LPA can only be used if you lose capacity to make decisions yourself.

Can I cancel an LPA once it is made?

Yes, as long as you still have mental capacity, you can revoke or amend an LPA at any time.

What happens if I do not have an LPA?

If you lose capacity without an LPA, your family may need to apply to the Court of Protection for a Deputyship Order to manage your affairs. This is a slower and more expensive process, and you will not be able to choose who makes decisions for you.

An LPA gives you peace of mind that your wishes will be respected and your affairs managed by those you trust. The earlier you put one in place, the more secure your future will be.